Archive for August, 2009

Go Gated Realty Helps You Find Your Best Mortgage Product

Go Gated Realty is all about service and expertise in all areas of Hilton Head real estate and this includes knowing which lenders have the best loans for the real estate that you want.  We work regularly with many Hilton Head area mortgage lenders so that our clients get the best Hilton Head loan products and rates available and no one lender is right for all borrowers.   While most all Hilton Head lenders offer low and competitive interest rates, these same lenders will be more or less attractive depending on what you buy.   Buyers who have specific needs catered to by different lenders include:

• Hilton Head first-time home buyers 
• Hilton Head Jumbo loan borrowers
• Hilton Head non-conforming property buyers
• Hilton Head Canadian home buyers
• Hilton Head commercial property buyers
• Hilton Head ‘investment’ property buyers
• Hilton Head building site (lot) buyers

A good Hilton Head Buyer’s Agent knows how to save your time and help you find the mortgage that you want.  To find the property you want and help with the best loan, call me, the Hilton Head Gated Communities Specialist® today!  My cell number is 843-684-2933 and my email is below.

Richard Kadesch, Owner and Broker-in-Charge The Gated Community Specialist ® Go Gated Realty ® Hilton Head Island, South Carolina Rich@gogated.com www.GoGated.com 1-800-333-5025 Read Some of My Clients’ Success Stories

Hilton Head Mortgage Rates On 8/25/09

The Hilton Head interest rates quoted below were given to Go Gated Realty® by one Hilton Head area lender today and are similar to interest rates offered by other various Hilton Head mortgage lenders.  Go Gated Realty stays informed about local interest rates so that we can make sure that our clients are advised about the best loan products and interest rates for their needs.

**quoted with no points

30year fixed Conforming**                                                                                              5.0%  (4.75% w/1pt)

15 year fixed Conforming**                                                                                             4.5%  (4.25% w/1pt)

5/1 Interest Only**                                                                                                           4.25% (4.0% w/1pt)

5/1 ARM Jumbo**                                                                                                              4.5% (4.25% w/1pt)

30 year fixed Jumbo                                                                                                           6.125% (5.875% w/1pt)                   

Lot Loans to 70% LTV                                                                                                         7.0%

FHA **                                                                                                                                   5.25%

VA**                                                                                                                                      5.375%

RD**                                                                                                                                      5.5%

90% Jumbo loans

96.5% financing available up to a $401,500 purchase price through FHA.

Construction loans up to 90% of subject to completion value

In recent months, interest rates have been pretty steady and generally low.  Over time, these rates are forecast to increase.  Work with an agent who can help you find the best loan for you as well as the best property for your needs.   To benefit from my 34 years of Hilton Head Island real estate experience, please call me, Richard Kadesch, the Hilton Head Gated Communities Specialist® today.   My cell number is 843-684-2933 or email rich@gogated.com.   

Richard Kadesch, Owner and Broker-in-Charge The Gated Community Specialist ® Go Gated Realty ® Hilton Head Island, South Carolina Rich@gogated.com www.GoGated.com 1-800-333-5025 Read Some of My Clients’ Success Stories

 

 

 

New Listing: Lot 22 Sterling Point Drive in Oak View, Hilton Head Island

The Old House Creek and marsh front view of lot 22 Sterling Point, Oak View

Go Gated Realty has Just listed marsh front lot 22 Sterling Point in Oak View for $179,900.  The lot views Old House Creek and the surrounding marshes and is slightly less than a tenth of an acre, ideal for a free standing townhouse-style home.   The building lot is within steps of the Old House Creek Pier, a public fishing pier owned by the Town of Hilton Head Island, a valuable amenity for the right owner.  

The Old House Creek Fishing Pier	The Oak View Community Swimming Pool

Marsh view building sites are among the most valued locations on Hilton Head Island.because of their beautiful views, the way the light plays on the marsh grass at all times of the day, the marsh breezes and the live oak and palm trees that grow beside the marshes.  Lot 22 Sterling Point has all of these things and is a bargain compared to other marsh view lots that have an average listed price on Hilton Head Island today of $464,000!  The next lowest-priced marsh front lot listed on Sterling Point Drive today costs $297,500 - over $100,000 more! 

Lot 22 is highlighted in yellow	Oak View is a community with just 40 acres

Lot 22 Sterling Point in Oak View could be for you if you want to:

• Save money on a high quality, marsh front building lot on Hilton Head Island.
• Built your home and save money instead of buying a resale home.
• Have a house built to your specifications and have exactly what you want. 
• Have a building site for your home and build when you are ready.

More About Oak View Lots and Homes

End of the Old House Creek Fishing Pier	Build a custom house like this one next door to lot 22 Sterling Point in Oak View.

Oak View is a relatively newer residential community on Hilton Head Island with just 40 acres located just off Spanish Wells Road near the entrance to the Cross Island Expressway.  Oak View has three sub-areas: 

1. Sterling Point, with just 17 marsh front home sites and quick access to the Old House Creek Fishing Pier.  Lots are listed from #22 @ $179,900 to $345,000 today.  One home is for sale, at $579,000.
2. Silver Oak, a gated street with 27 marsh view and wooded home sites and community swimming pool.  Four lots are for sale today from $179,500-$249,900 and two homes are for sale for $575,000 and $579,000. 
3. Gold Oak, 76 traditional style two-story homes with a community swimming pool shared with owners on Sterling Point.  There are no lots for sale in Gold Oak today but there are nine houses for sale from $259,000-$389,000. 

Call the Gated Communities Specialist® About Hilton Head Building Sites and Your Plans

To explore building your home on any home site on Hilton Head Island or nearby and to discuss your real estate ideas, please call me today, Richard Kadesch, the Hilton Head Island Gated Communities Specialist® with Go Gated Realty®.  I am also a former licensed South Carolina Home Builder and I would love to compare building sites, communities and to discuss building plans with you. 

Richard Kadesch, Owner and Broker-in-Charge The Gated Community Specialist ® Go Gated Realty ® Hilton Head Island, South Carolina Rich@gogated.com www.GoGated.com 1-800-333-5025 Read Some of My Clients’ Success Stories

Economical Luxury, Just Listed for $359,000 in Hampton Hall  

8 Ashford Place in Hampton Hall was just listed witih Go Gated Realty for $359,000.

Hampton Hall Has Fitness, Indoor Swimming, Tennis and Optional Private Golf

Hampton Hall is one of Hilton Head’s best gated private golf communities, located just eight miles from Hilton Head Island in Bluffton, South Carolina.  It has a Pete Dye championship golf course, clay and hard tennis courts, a heated indoor swimming pool and a large outdoor pool, a spacious fitness center with fitness staff, a 22,000 SF community clubhouse that opened in 2007, two security gated entrances and affordable luxury and custom homes from the bargain price of $289,900.   Hampton Hall is a new community that opened in 2005.  

#8 Ashford Place Was Just Listed with Go Gated Realty @ $359,000.

Go Gated Realty has just listed #8 Ashford Place, a Carolina Home in Hampton Hall for $359,000.  The home has a lake view and brick facing on the front.  it is ideal for anyone who wants a ground level home with no steps with 2,300 square feet of living space, three bedrooms plus a den, two bathrooms, large screened back porch and a two-car garage.  It has a wood foyer and hallway and tiled kitchen and bathroom floors.

The home has a large screened porch.	Lake views from most rooms of the house.

The master bedroom is plenty big enough for a king bed and two end tables and the master bathroom has dual vanities with granite counter tops, a separate soaking tub and shower with cultured surround and a walk-in closet. 

The kitchen has custom cabinetry, granite counter tops and an eat in breakfast area.  The dining room is open to the living area with a tray ceiling and custom trim. 

Call The Gated Communities Specialist® To Search and Compare

You cannot duplicate this home for the price.  To compare this luxury home it to all others in Hampton Hall or other communities, please call me today!  My cell phone is 843-684-2933.

Richard Kadesch, Owner and Broker-in-Charge The Gated Community Specialist ® Go Gated Realty ® Hilton Head Island, South Carolina Rich@gogated.com www.GoGated.com 1-800-333-5025 Read Some of My Clients’ Success Stories

The Only Foreclosure Lot In Indigo Run Today

The entrance to Berwick Green	The subject lot is a foreclosure @ $99,900.

Indigo Run is a Jack Nicklaus gated golf community on Hilton Head Island with two 18-hole championship golf courses and Berwick Green is single street enclave within Indigo Run is walking distance to both the Golf Club and the Golden Bear club houses; Berwick Green also has its own neighborhood swimming pool.  

Lot 48 Berwick Green is a .35 acre pie-shaped lot with a wooded and partial golf view located at the end of Berwick Green Drive that has no through traffic, on the cul de sac immediately next to the Berwick Green neighborhood swimming pool.  Behind lot #48 is a ‘green belt’ of community-owned land.

The Berwick Green community pool	Leaving Berwick Green on Berwick Drive

Foreclosure lot #48 listed with Go Gated Realty for $99,900, formerly listed  for $135,000 with another agency before it went into foreclosure.   The lowest price lot for sale in Indigo Run was $129,000 and the price on it has now been lowered to $99,000 – determined to be the low price.   One foreclosure can make a difference; in this case an asking price of 36% less for foreclosure lot #48 and 30% less for the other lot. *

These two lots are the only lots for sale in Indigo Run today for less than $100,000 and after one other lot for sale at $139,000, there are 29 other lots for sale in Indigo Run today with prices from $159,000 to $999,000 for an average asking price of $316,000.  Two lots sold in Indigo Run in the last 90 days for $200,000 and $250,000.   There are very few lots for sale for less than $150,000 for on Hilton Head Island today.  By several measures, foreclosure lot #48 Berwick Green is a real bargain.

Build Your Custom, Luxury Home in Indigo Run

Meet the neighbors.  This home has 3,381 sf and is for sale for $799,000.	Immediately next to foreclosure lot #48, this home has 3,111 sf and is for sale today for $639,500.

Two homes are listed for sale today in Berwick Green, at $639,5000 and $799,000.   One of these homes is immediately next door to the Indigo Run foreclosure lot #48 and the other house is a few doors away.   If you would like to build a home like either of these that have 3,111 square feet and 3,381 square feet of living space, you could save about $64,000-$180,000 respectively and have a brand new home built to your specifications, with the latest building materials and appliances.   I am a former licensed South Carolina Home Builder and I will be happy to walk you through the building process and connect you with excellent builders who build at low prices.

But what if you cannot buy a home now because you have to sell the one that you have first?  It may be that you cannot afford to have two homes at one time but perhaps you can afford to buy a lot and build later when you sell the house that you must sell first.   A low-priced lot like Indigo Run foreclosure lot #48 makes this very attractive, locking in your savings forever.

To see and compare the foreclosure lot #48 in Berwick Green, Indigo Run, please call on my cell phone at 843-684-2933 or email rich@rkrealty.com. 

*These numbers were taken from the Multiple Listing Service of Hilton Head Island that requires this disclaimer:  “The statistical data contained herein has not been verified by the Multiple Listing Service of Hilton Head Island, Inc. and the publication of information hereof is not a representation or warranty of any fact whatsoever.”

Richard Kadesch, Owner and Broker-in-Charge The Gated Community Specialist ® Go Gated Realty ® Hilton Head Island, South Carolina Rich@gogated.com www.GoGated.com 1-800-333-5025 Read Some of My Clients’ Success Stories